Side-by-side · Q2 2026 data
AuburnBank vs Metro City Bank
Metric by metric
| Measure | AuburnBank | Metro City Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 57 | 61 (stronger) |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 55 | 97 (stronger) |
| Funding & liquidity | 74 (stronger) | 30 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 74th | 70th |
| Total assets | $1.1B | $4.5B |
| Deposits / shares | $990.5M | $3.5B |
| Capital ratio | 10.65% | 11.08% (stronger) |
| Problem loans | 0.01% (stronger) | 0.44% |
| Net charge-offs | 0.13% | 0.01% (stronger) |
| Return on assets | 0.88% | 1.94% (stronger) |
| Loans ÷ deposits | 57.9% (stronger) | 111.5% |
| Uninsured deposits | 38.4% | 32.8% (stronger) |
| Offices | 7 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | 3.0% |
AuburnBank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), AuburnBank leads on 3 and Metro City Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.