Side-by-side · Q2 2026 data
AuburnBank vs Phenix-Girard Bank
Metric by metric
| Measure | AuburnBank | Phenix-Girard Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 57 | 68 (stronger) |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 55 | 62 (stronger) |
| Funding & liquidity | 74 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 74th | 47th |
| Total assets | $1.1B | $342.3M |
| Deposits / shares | $990.5M | $323.6M |
| Capital ratio | 10.65% | 11.76% (stronger) |
| Problem loans | 0.01% (stronger) | 0.51% |
| Net charge-offs | 0.13% | 0.05% (stronger) |
| Return on assets | 0.88% | 1.04% (stronger) |
| Loans ÷ deposits | 57.9% | 25.1% (stronger) |
| Uninsured deposits | 38.4% (stronger) | 53.3% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | 1.8% |
AuburnBank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), AuburnBank leads on 3 and Phenix-Girard Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.