Side-by-side · Q2 2026 data
AuburnBank vs The Southern Credit Union
Metric by metric
| Measure | AuburnBank | The Southern Credit Union |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 57 | 66 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 55 (stronger) | 37 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 74th | 68th |
| Total assets | $1.1B | $560.2M |
| Deposits / shares | $990.5M | $499.1M |
| Capital ratio | 10.65% | 11.60% (stronger) |
| Problem loans | 0.01% (stronger) | 0.10% |
| Net charge-offs | 0.13% (stronger) | 0.15% |
| Return on assets | 0.88% (stronger) | 0.43% |
| Loans ÷ deposits | 57.9% | 42.0% (stronger) |
| Uninsured deposits | 38.4% | 6.3% (stronger) |
| Offices | 7 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | — |
The Southern Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), AuburnBank leads on 3 and The Southern Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.