Side-by-side · Q2 2026 data
Audubon Federal Credit Union vs Daviess County Teachers Federal Credit Union
Credit union
Daviess County Teachers Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Audubon Federal Credit Union | Daviess County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 82 (stronger) |
| Capital cushion | 40 | 75 (stronger) |
| Loan quality | 67 | 84 (stronger) |
| Earnings | 51 | 75 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 26th | 70th |
| Total assets | $34.4M | $75.3M |
| Deposits / shares | $31.2M | $65.8M |
| Capital ratio | 8.97% | 12.47% (stronger) |
| Problem loans | 1.00% | 0.49% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.59% |
| Return on assets | 0.79% | 1.39% (stronger) |
| Loans ÷ deposits | 57.6% (stronger) | 67.4% |
| Uninsured deposits | 1.9% (stronger) | 3.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Daviess County Teachers Federal Credit Union has the higher TellerScore (82 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Audubon Federal Credit Union leads on 3 and Daviess County Teachers Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.