The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 10 points (72 → 82), mostly because the loan quality component improved by 20 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Kentucky

Yes. Daviess County Teachers Federal Credit Union is a federally insured credit union (NCUA charter #20684). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.7% of shares and deposits ($2.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Daviess County Teachers Federal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

• Memphis, TN (2)
• Owensboro, KY (1)

All branch addresses and map

In 2025, Daviess County Teachers Federal Credit Union reported 30 home-loan applications under HMDA (LEI 549300BU6RKSCASCSN29): 30 originated ($1,810,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Daviess County Teachers Federal Credit Union

Type

Federal credit union

NCUA charter #

20684

RSSD ID

598888

Primary regulator

NCUA

Established

1971

Headquarters

P O Box 1986, Owensboro, KY 42302

Employees

15