Side-by-side · Q2 2026 data
Audubon State Bank vs Readlyn Savings Bank
Metric by metric
| Measure | Audubon State Bank | Readlyn Savings Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 93 (stronger) | 0 |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 54 | 66 (stronger) |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 72nd | 31st |
| Total assets | $155.3M | $148.3M |
| Deposits / shares | $131.0M | $111.6M |
| Capital ratio | 10.46% | 19.30% (stronger) |
| Problem loans | 0.20% (stronger) | 3.04% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.38% (stronger) | 1.77% |
| Loans ÷ deposits | 93.0% | 84.9% (stronger) |
| Uninsured deposits | 26.7% | 23.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Audubon State Bank has the higher TellerScore (78 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Audubon State Bank leads on 3 and Readlyn Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.