Side-by-side · Q2 2026 data
Augusta County Federal Credit Union vs Mosaic Federal Credit Union
Credit union
Augusta County Federal Credit Union
Verona, Virginia · Under $100 million in assets
Metric by metric
| Measure | Augusta County Federal Credit Union | Mosaic Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 39 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 9 | 26 (stronger) |
| Earnings | 97 (stronger) | 21 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 92 (stronger) | 61 |
| Peer percentile | 54th | 3rd |
| Total assets | $25.7M | $8.8M |
| Deposits / shares | $18.7M | $8.0M |
| Capital ratio | 26.25% (stronger) | 8.39% |
| Problem loans | 2.72% | 2.21% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.77% |
| Return on assets | 1.91% (stronger) | 0.02% |
| Loans ÷ deposits | 50.9% (stronger) | 80.6% |
| Uninsured deposits | 1.9% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Augusta County Federal Credit Union has the higher TellerScore (76 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Augusta County Federal Credit Union leads on 5 and Mosaic Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.