Side-by-side · Q2 2026 data
Austin Bank, Texas National Association vs East Texas Professional Credit Union
Bank
Austin Bank, Texas National Association
Jacksonville, Texas · $1 billion – $10 billion
Credit union
East Texas Professional Credit Union
Longview, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Austin Bank, Texas National Association | East Texas Professional Credit Union |
|---|---|---|
| TellerScore | 88 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 80 | 86 (stronger) |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 60 | 75 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 98th | 98th |
| Total assets | $3.3B | $1.4B |
| Deposits / shares | $2.8B | $1.2B |
| Capital ratio | 15.12% | 19.38% (stronger) |
| Problem loans | 0.60% | 0.41% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.38% |
| Return on assets | 2.08% (stronger) | 1.78% |
| Loans ÷ deposits | 88.0% | 84.9% (stronger) |
| Uninsured deposits | 26.0% | 2.1% (stronger) |
| Offices | 38 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | 23.5% |
East Texas Professional Credit Union has the higher TellerScore (90 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Austin Bank, Texas National Association leads on 2 and East Texas Professional Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.