Side-by-side · Q2 2026 data
Austin Bank, Texas National Association vs Third Coast Bank
Bank
Austin Bank, Texas National Association
Jacksonville, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Austin Bank, Texas National Association | Third Coast Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 80 | 83 (stronger) |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 60 (stronger) | 50 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 98th | 63rd |
| Total assets | $3.3B | $6.7B |
| Deposits / shares | $2.8B | $5.9B |
| Capital ratio | 15.12% (stronger) | 11.44% |
| Problem loans | 0.60% | 0.50% (stronger) |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 2.08% (stronger) | 1.37% |
| Loans ÷ deposits | 88.0% (stronger) | 91.9% |
| Uninsured deposits | 26.0% (stronger) | 31.0% |
| Offices | 38 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | 2.2% |
Austin Bank, Texas National Association has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Austin Bank, Texas National Association leads on 5 and Third Coast Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.