Side-by-side · Q2 2026 data
Austin Bank, Texas National Association vs Woodforest National Bank
Bank
Austin Bank, Texas National Association
Jacksonville, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Austin Bank, Texas National Association | Woodforest National Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 80 (stronger) | 36 |
| Earnings | 100 | 100 |
| Funding & liquidity | 60 | 74 (stronger) |
| Problem-loan coverage | 94 (stronger) | 73 |
| Peer percentile | 98th | 21st |
| Total assets | $3.3B | $9.0B |
| Deposits / shares | $2.8B | $8.1B |
| Capital ratio | 15.12% (stronger) | 9.35% |
| Problem loans | 0.60% (stronger) | 1.93% |
| Net charge-offs | 0.05% (stronger) | 0.26% |
| Return on assets | 2.08% (stronger) | 2.05% |
| Loans ÷ deposits | 88.0% | 71.2% (stronger) |
| Uninsured deposits | 26.0% (stronger) | 28.3% |
| Offices | 38 | 739 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | — |
Austin Bank, Texas National Association has the higher TellerScore (88 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Austin Bank, Texas National Association leads on 6 and Woodforest National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.