The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 3 points (63 → 60), mostly because the loan quality component weakened by 30 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. Woodforest National Bank is an FDIC-insured institution (FDIC certificate #23220). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 28.3% of deposits ($2.3B) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.35%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.52% (benchmark: 10%).

Check how much of your own balance is covered

Woodforest National Bank lists 581 offices in 400 cities across 17 states. Most locations:

• Houston, TX (27)
• San Antonio, TX (15)
• Conroe, TX (8)
• Spring, TX (8)
• The Woodlands, TX (8)
• Jacksonville, FL (7)
• Austin, TX (6)
• Katy, TX (6)
• Tomball, TX (6)
• Charlotte, NC (5)
• Humble, TX (5)
• Columbia, SC (4)

All branch addresses and map

Legal name

Woodforest National Bank

Type

National bank

FDIC certificate #

23220

RSSD ID

412751

Primary regulator

OCC

Holding company

Woodforest Finl Group Employee Stk Ownership Plan With 401 K Provisions Amended&restated Eff 01 01 21

Established

September 5, 1980

Headquarters

1330 Lake Robbins Dr, The Woodlands, TX 77380

Website

www.woodforest.com

Employees

4,334