Side-by-side · Q2 2026 data
Austin Capital Bank SSB vs The MINT National Bank
Metric by metric
| Measure | Austin Capital Bank SSB | The MINT National Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 61 |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 90 (stronger) | 7 |
| Earnings | 58 | 78 (stronger) |
| Funding & liquidity | 50 | 52 (stronger) |
| Problem-loan coverage | 94 (stronger) | 57 |
| Peer percentile | 34th | 20th |
| Total assets | $395.4M | $388.9M |
| Deposits / shares | $308.4M | $306.5M |
| Capital ratio | 10.22% | 18.35% (stronger) |
| Problem loans | 0.30% (stronger) | 2.78% |
| Net charge-offs | -0.01% | -0.01% (stronger) |
| Return on assets | 0.95% | 1.44% (stronger) |
| Loans ÷ deposits | 110.1% | 100.8% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 21.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Austin Capital Bank SSB has the higher TellerScore (67 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Austin Capital Bank SSB leads on 3 and The MINT National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.