The MINT National Bank (FDIC certificate #58764) is based in Kingwood, Texas. Its Q2 2026 call report shows $388.9M in total assets and $306.5M in deposits and 1 office.
Based on its Q2 2026 filing, The MINT National Bank scores 61/100, which we describe as moderate. That is higher than only 20% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 293rd. Its strongest component is capital cushion (100/100; 18.35%), and its lowest is loan quality (7/100; 2.78%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (68 → 61), mostly because the loan quality component weakened by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 58 |
| Q4 2024 | 58 |
| Q1 2025 | 66 |
| Q2 2025 | 68 |
| Q3 2025 | 69 |
| Q4 2025 | 60 |
| Q1 2026 | 59 |
| Q2 2026 | 61 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.31% |
| Q3 2024 | 14.74% |
| Q4 2024 | 14.93% |
| Q1 2025 | 14.70% |
| Q2 2025 | 16.16% |
| Q3 2025 | 16.68% |
| Q4 2025 | 17.08% |
| Q1 2026 | 17.65% |
| Q2 2026 | 18.35% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.65% |
| Q3 2024 | 4.81% |
| Q4 2024 | 4.27% |
| Q1 2025 | 1.95% |
| Q2 2025 | 2.00% |
| Q3 2025 | 1.89% |
| Q4 2025 | 3.58% |
| Q1 2026 | 3.34% |
| Q2 2026 | 2.78% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.18% |
| Q3 2024 | 1.28% |
| Q4 2024 | 1.29% |
| Q1 2025 | 1.24% |
| Q2 2025 | 1.36% |
| Q3 2025 | 1.34% |
| Q4 2025 | 1.49% |
| Q1 2026 | 1.32% |
| Q2 2026 | 1.44% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $388.9M | 18.35% | 2.78% | 1.44% | 100.8% |
| Q1 2026 | 59 | $392.8M | 17.65% | 3.34% | 1.32% | 98.5% |
| Q4 2025 | 60 | $401.5M | 17.08% | 3.58% | 1.49% | 99.2% |
| Q3 2025 | 69 | $406.6M | 16.68% | 1.89% | 1.34% | 98.3% |
| Q2 2025 | 68 | $406.6M | 16.16% | 2.00% | 1.36% | 97.5% |
| Q1 2025 | 66 | $428.1M | 14.70% | 1.95% | 1.24% | 94.5% |
| Q4 2024 | 58 | $445.5M | 14.93% | 4.27% | 1.29% | 92.5% |
| Q3 2024 | 58 | $423.5M | 14.74% | 4.81% | 1.28% | 93.2% |
| Q2 2024 | 56 | $427.2M | 14.31% | 4.65% | 1.18% | 92.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Farmers State BankBank Center, TX | 89 out of 100, Very strong | $391.5M | 14.4% | 0.59% | vs |
| Yoakum BankBank Yoakum, TX | 73 out of 100, Strong | $385.8M | 9.4% | 0.19% | vs |
| TrustTexas Bank, SSBBank Cuero, TX | 54 out of 100, Below average | $393.5M | 8.0% | 0.67% | vs |
| The First National Bank of StantonBank Stanton, TX | 85 out of 100, Very strong | $394.9M | 17.5% | 1.08% | vs |
| Austin Capital Bank SSBBank Austin, TX | 67 out of 100, Moderate | $395.4M | 10.2% | 0.30% | vs |
Deposit insurance
Is my money safe at The MINT National Bank?
Yes. The MINT National Bank is an FDIC-insured institution (FDIC certificate #58764). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.8% of deposits ($66.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 18.35%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The MINT National Bank lists 1 office in 1 city. Most locations:
- Kingwood, TX (1)
Identity & history
Profile
- Legal name
- The MINT National Bank
- Type
- National bank
- FDIC certificate #
- 58764
- RSSD ID
- 3821626
- Primary regulator
- OCC
- Holding company
- Mint Holdings Inc the
- Established
- January 5, 2009
- Headquarters
- 1213 Kingwood Dr, Kingwood, TX 77339
- Website
- www.themint.bank
- Employees
- 40
Quick answers
The MINT National Bank: common questions
Is The MINT National Bank FDIC insured?
Yes. The MINT National Bank is an FDIC-insured institution (FDIC certificate #58764). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The MINT National Bank's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The MINT National Bank ever failed?
There is no failure record for FDIC certificate #58764 in the FDIC failed bank list.
How many branches does The MINT National Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Kingwood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX | 96 out of 100, Very strong | $5.4M | 21.6% | 0.52% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| F a a Federal Credit UnionCredit union Cordova, TN | 91 out of 100, Very strong | $131.1M | 18.6% | 0.87% | vs |
| Kbr Heritage Federal Credit UnionCredit union Houston, TX | 90 out of 100, Very strong | $76.4M | 22.6% | 0.39% | vs |
| Austin Bank, Texas National AssociationBank Jacksonville, TX | 88 out of 100, Very strong | $3.3B | 15.1% | 0.60% | vs |
| Houston Police Federal Credit UnionCredit union Houston, TX | 87 out of 100, Very strong | $1.0B | 16.4% | 0.70% | vs |