Side-by-side · Q2 2026 data
Austin City Employees Credit Union vs Metropolitan Services Credit Union
Credit union
Austin City Employees Credit Union
Austin, Minnesota · Under $100 million in assets
Credit union
Metropolitan Services Credit Union
Saint Paul, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Austin City Employees Credit Union | Metropolitan Services Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 100 | 100 |
| Earnings | 94 (stronger) | 6 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 30th |
| Total assets | $11.6M | $12.3M |
| Deposits / shares | $9.3M | $11.5M |
| Capital ratio | 19.09% (stronger) | 9.59% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 1.70% |
| Return on assets | 1.86% (stronger) | -0.36% |
| Loans ÷ deposits | 71.5% | 57.1% (stronger) |
| Uninsured deposits | 2.9% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Austin City Employees Credit Union has the higher TellerScore (97 vs 65). On the 6 directional measures above (where higher or lower is clearly better), Austin City Employees Credit Union leads on 4 and Metropolitan Services Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.