Side-by-side · Q2 2026 data
Austin County State Bank vs Texas Traditions Bank
Metric by metric
| Measure | Austin County State Bank | Texas Traditions Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 45 (stronger) | 44 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 100 (stronger) | 53 |
| Funding & liquidity | 66 | 66 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 61st | 40th |
| Total assets | $543.0M | $555.9M |
| Deposits / shares | $489.7M | $500.4M |
| Capital ratio | 9.55% (stronger) | 9.39% |
| Problem loans | 0.37% | 0.00% (stronger) |
| Net charge-offs | -0.03% (stronger) | -0.00% |
| Return on assets | 2.21% (stronger) | 0.82% |
| Loans ÷ deposits | 78.5% | 59.2% (stronger) |
| Uninsured deposits | 29.0% (stronger) | 45.8% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Austin County State Bank has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Austin County State Bank leads on 5 and Texas Traditions Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.