Headquartered in Katy, Texas, Texas Traditions Bank is a state-chartered bank with $555.9M in total assets and $500.4M in deposits as of Q2 2026. It operates 2 offices.
Texas Traditions Bank has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 40% of its 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 231st. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (44/100, 9.39%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (78 → 69), mostly because the capital cushion component weakened by 41 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 84 |
| Q4 2024 | 86 |
| Q1 2025 | 81 |
| Q2 2025 | 78 |
| Q3 2025 | 75 |
| Q4 2025 | 71 |
| Q1 2026 | 69 |
| Q2 2026 | 69 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.17% |
| Q3 2024 | 16.25% |
| Q4 2024 | 15.03% |
| Q1 2025 | 14.64% |
| Q2 2025 | 13.54% |
| Q3 2025 | 12.18% |
| Q4 2025 | 10.02% |
| Q1 2026 | 9.59% |
| Q2 2026 | 9.39% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.08% |
| Q3 2024 | 1.18% |
| Q4 2024 | 1.24% |
| Q1 2025 | 0.82% |
| Q2 2025 | 0.83% |
| Q3 2025 | 0.85% |
| Q4 2025 | 0.89% |
| Q1 2026 | 0.80% |
| Q2 2026 | 0.82% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $555.9M | 9.39% | 0.00% | 0.82% | 59.2% |
| Q1 2026 | 69 | $538.7M | 9.59% | 0.00% | 0.80% | 54.7% |
| Q4 2025 | 71 | $473.5M | 10.02% | 0.00% | 0.89% | 61.3% |
| Q3 2025 | 75 | $368.2M | 12.18% | 0.00% | 0.85% | 78.4% |
| Q2 2025 | 78 | $334.7M | 13.54% | 0.00% | 0.83% | 81.3% |
| Q1 2025 | 81 | $285.0M | 14.64% | 0.00% | 0.82% | 89.3% |
| Q4 2024 | 86 | $278.8M | 15.03% | 0.00% | 1.24% | 85.7% |
| Q3 2024 | 84 | $252.0M | 16.25% | 0.00% | 1.18% | 85.4% |
| Q2 2024 | 86 | $240.5M | 16.17% | 0.00% | 1.08% | 72.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fayette Savings Bank, SSBBank La Grange, TX | 81 out of 100, Strong | $551.8M | 11.0% | 0.01% | vs |
| First State Bank and Trust CompanyBank Carthage, TX | 65 out of 100, Moderate | $547.4M | 14.0% | 1.96% | vs |
| First Commercial Bank, National AssociationBank Seguin, TX | 73 out of 100, Strong | $565.9M | 10.3% | 0.45% | vs |
| International Bank of CommerceBank Zapata, TX | 93 out of 100, Very strong | $567.8M | 13.6% | 0.07% | vs |
| Bank of TexasBank Midland, TX | 75 out of 100, Strong | $543.6M | 13.0% | 0.48% | vs |
| Austin County State BankBank Bellville, TX | 75 out of 100, Strong | $543.0M | 9.5% | 0.37% | vs |
Deposit insurance
Is my money safe at Texas Traditions Bank?
Yes. Texas Traditions Bank is an FDIC-insured institution (FDIC certificate #59304). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 45.8% of deposits ($229.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.39%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Texas Traditions Bank lists 2 offices in 2 cities. Most locations:
- Katy, TX (1)
- Webster, TX (1)
Identity & history
Profile
- Legal name
- Texas Traditions Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59304
- RSSD ID
- 5760439
- Primary regulator
- FDIC
- Holding company
- Texas Traditions Bancshares
- Established
- September 6, 2022
- Headquarters
- 24285 Katy Fwy, Katy, TX 77494
- Website
- txtraditionsbank.com
- Employees
- 58
Quick answers
Texas Traditions Bank: common questions
Is Texas Traditions Bank FDIC insured?
Yes. Texas Traditions Bank is an FDIC-insured institution (FDIC certificate #59304). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Texas Traditions Bank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Texas Traditions Bank ever failed?
There is no failure record for FDIC certificate #59304 in the FDIC failed bank list.
How many branches does Texas Traditions Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Katy
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX | 96 out of 100, Very strong | $17.1M | 20.3% | 0.00% | vs |
| Schlumberger Employees Credit UnionCredit union Sugar Land, TX | 94 out of 100, Very strong | $935.8M | 25.3% | 0.57% | vs |
| Ila 1351 Federal Credit UnionCredit union La Porte, TX | 92 out of 100, Very strong | $17.3M | 17.0% | 0.00% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Austin Bank, Texas National AssociationBank Jacksonville, TX | 88 out of 100, Very strong | $3.3B | 15.1% | 0.60% | vs |
| P.I.E. Credit UnionCredit union Houston, TX | 88 out of 100, Very strong | $11.8M | 23.9% | 0.71% | vs |