Side-by-side · Q2 2026 data
Auto-Owners Associates Credit Union vs Pfcu Credit Union
Credit union
Auto-Owners Associates Credit Union
Lansing, Michigan · Under $100 million in assets
Metric by metric
| Measure | Auto-Owners Associates Credit Union | Pfcu Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 92 (stronger) | 88 |
| Earnings | 89 (stronger) | 66 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 97th | 71st |
| Total assets | $43.8M | $873.2M |
| Deposits / shares | $35.4M | $770.3M |
| Capital ratio | 18.62% (stronger) | 11.29% |
| Problem loans | 0.25% (stronger) | 0.37% |
| Net charge-offs | 0.50% | 0.44% (stronger) |
| Return on assets | 1.73% (stronger) | 1.15% |
| Loans ÷ deposits | 19.6% (stronger) | 73.2% |
| Uninsured deposits | 1.2% (stronger) | 4.7% |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Auto-Owners Associates Credit Union has the higher TellerScore (96 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Auto-Owners Associates Credit Union leads on 6 and Pfcu Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.