Side-by-side · Q2 2026 data
Avana Bank vs Txdot Credit Union
Metric by metric
| Measure | Avana Bank | Txdot Credit Union |
|---|---|---|
| TellerScore | 79 | 81 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 3 | 58 (stronger) |
| Funding & liquidity | 89 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 63rd | 68th |
| Total assets | $39.6M | $18.2M |
| Deposits / shares | $30.6M | $15.0M |
| Capital ratio | 17.52% (stronger) | 17.19% |
| Problem loans | 0.00% (stronger) | 0.54% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | -0.42% | 0.96% (stronger) |
| Loans ÷ deposits | 46.3% (stronger) | 95.7% |
| Uninsured deposits | 25.4% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Txdot Credit Union has the higher TellerScore (81 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Avana Bank leads on 4 and Txdot Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.