TellerScore

Txdot Credit Union (NCUA charter #67439) is based in Abilene, Texas. Its Q2 2026 call report shows $18.2M in total assets and $15.0M in member shares and deposits and 3 offices.

Txdot Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 116th. Capital cushion contributes the most (100/100, 17.19%); earnings contributes the least (58/100, 0.96%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.19%
Loan quality82/100
Loans 60+ days delinquent ÷ total loans: 0.54%
Earnings58/100
Return on assets (annualized): 0.96%
Funding & liquidity65/100
Loans ÷ shares: 95.7% · 0.0% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.17%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 81).

TellerScore
808385Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202483
Q3 202485
Q4 202480
Q1 202582
Q2 202582
Q3 202583
Q4 202583
Q1 202684
Q2 202681
Net worth ratio
7.00%12.47%17.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202416.42%
Q3 202416.39%
Q4 202417.14%
Q1 202517.56%
Q2 202517.63%
Q3 202517.85%
Q4 202517.95%
Q1 202617.49%
Q2 202617.19%
Delinquent loans (60+ days)
0.05%0.29%0.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.07%
Q3 20240.05%
Q4 20240.51%
Q1 20250.34%
Q2 20250.16%
Q3 20250.27%
Q4 20250.45%
Q1 20260.07%
Q2 20260.54%
Return on assets
0.82%1.02%1.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.82%
Q3 20240.92%
Q4 20240.93%
Q1 20250.95%
Q2 20250.83%
Q3 20251.10%
Q4 20251.23%
Q1 20260.90%
Q2 20260.96%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$18.2M17.19%0.54%0.96%95.7%
Q1 202684$17.6M17.49%0.07%0.90%99.2%
Q4 202583$17.0M17.95%0.45%1.23%104.7%
Q3 202583$16.7M17.85%0.27%1.10%105.3%
Q2 202582$16.5M17.63%0.16%0.83%104.2%
Q1 202582$16.4M17.56%0.34%0.95%101.6%
Q4 202480$16.6M17.14%0.51%0.93%100.9%
Q3 202485$17.1M16.39%0.05%0.92%96.6%
Q2 202483$16.8M16.42%0.07%0.82%102.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.19%
66th
Problem loans0.54%
57th
Net charge-offs0.21%
46th
Return on assets0.96%
66th
Loans to deposits95.7%
5th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio4.2%
34th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Linkage Credit UnionCredit union Waco, TX73 out of 100, Strong$18.2M17.9%1.27%vs
1st University Credit UnionCredit union Waco, TX65 out of 100, Moderate$18.5M10.0%0.41%vs
Ellis County Teachers and Employees Federal Credit UnionCredit union Waxahachie, TX97 out of 100, Very strong$18.5M20.1%0.00%vs
Victoria Teachers Federal Credit UnionCredit union Victoria, TX88 out of 100, Very strong$18.0M33.0%0.08%vs
Southern Star Credit UnionCredit union Houston, TX57 out of 100, Moderate$17.7M13.2%1.87%vs
Marshall T & P Employees Federal Credit UnionCredit union Marshall, TX81 out of 100, Strong$17.4M17.9%1.04%vs

Deposit insurance

Is my money safe at Txdot Credit Union?

Yes. Txdot Credit Union is a federally insured credit union (NCUA charter #67439). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.19%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Txdot Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Txdot Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67439
RSSD ID
1223525
Primary regulator
State + NCUA
Established
1971
Headquarters
4174 Old Anson Rd, Abilene, TX 79601
Employees
4

Quick answers

Txdot Credit Union: common questions

Is Txdot Credit Union NCUA insured?

Yes. Txdot Credit Union is a federally insured credit union (NCUA charter #67439). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Txdot Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Txdot Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Abilene

InstitutionScoreAssetsCapitalProblem loansCompare
Abilene Teachers Federal Credit UnionCredit union Abilene, TX95 out of 100, Very strong$690.4M18.8%0.31%vs
Citizens Federal Credit UnionCredit union Big Spring, TX90 out of 100, Very strong$201.9M14.6%0.13%vs
Haskell National BankBank Haskell, TX88 out of 100, Very strong$72.6M13.6%0.00%vs
Sweetwater Regional Federal Credit UnionCredit union Sweetwater, TX79 out of 100, Strong$6.6M19.5%0.11%vs
Avana BankBank Abilene, TX79 out of 100, Strong$39.6M17.5%0.00%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs