Side-by-side · Q2 2026 data
AVB Bank vs First National Bank & Trust Company of McAlester
Bank
First National Bank & Trust Company of McAlester
Mcalester, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | AVB Bank | First National Bank & Trust Company of McAlester |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 45 | 59 (stronger) |
| Loan quality | 86 (stronger) | 55 |
| Earnings | 57 | 98 (stronger) |
| Funding & liquidity | 66 | 78 (stronger) |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 31st | 47th |
| Total assets | $612.3M | $580.4M |
| Deposits / shares | $541.5M | $504.2M |
| Capital ratio | 9.46% | 10.89% (stronger) |
| Problem loans | 0.41% (stronger) | 1.34% |
| Net charge-offs | -0.00% | -0.02% (stronger) |
| Return on assets | 0.93% | 1.94% (stronger) |
| Loans ÷ deposits | 82.4% | 68.5% (stronger) |
| Uninsured deposits | 25.9% (stronger) | 27.4% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
First National Bank & Trust Company of McAlester has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), AVB Bank leads on 2 and First National Bank & Trust Company of McAlester on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.