The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 66).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Oklahoma

Yes. AVB Bank is an FDIC-insured institution (FDIC certificate #2326). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 25.9% of deposits ($140.4M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.46%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.05% (benchmark: 10%).

Check how much of your own balance is covered

AVB Bank lists 4 offices in 2 cities. Most locations:

• Broken Arrow, OK (3)
• Tulsa, OK (1)

All branch addresses and map

In 2025, AVB Bank reported 103 home-loan applications under HMDA (LEI 549300U0JNFQTFMNJ219): 90 originated ($36,630,000 total), 7 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

AVB Bank

Former names

The Arkansas Valley State Bank

Type

State-chartered bank

FDIC certificate #

2326

RSSD ID

262059

Primary regulator

FDIC

Holding company

Arkansas Valley Bancshares Inc

Established

February 16, 1905

Headquarters

322 S Main St, Broken Arrow, OK 74012

Website

www.avb.bank

Employees

85