Side-by-side · Q2 2026 data
AVB Bank vs Frontier State Bank
Metric by metric
| Measure | AVB Bank | Frontier State Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 47 |
| Capital cushion | 45 | 65 (stronger) |
| Loan quality | 86 (stronger) | 0 |
| Earnings | 57 | 85 (stronger) |
| Funding & liquidity | 66 (stronger) | 44 |
| Problem-loan coverage | 93 (stronger) | 37 |
| Peer percentile | 31st | 5th |
| Total assets | $612.3M | $608.6M |
| Deposits / shares | $541.5M | $457.5M |
| Capital ratio | 9.46% | 11.54% (stronger) |
| Problem loans | 0.41% (stronger) | 4.81% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.93% | 1.62% (stronger) |
| Loans ÷ deposits | 82.4% (stronger) | 104.0% |
| Uninsured deposits | 25.9% (stronger) | 26.2% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
AVB Bank has the higher TellerScore (66 vs 47). On the 7 directional measures above (where higher or lower is clearly better), AVB Bank leads on 4 and Frontier State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.