Side-by-side · Q2 2026 data
AVB Bank vs Wisdom Heritage Bank
Metric by metric
| Measure | AVB Bank | Wisdom Heritage Bank |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 45 | 92 (stronger) |
| Loan quality | 86 (stronger) | 57 |
| Earnings | 57 | 63 (stronger) |
| Funding & liquidity | 66 | 95 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 31st | 72nd |
| Total assets | $612.3M | $601.3M |
| Deposits / shares | $541.5M | $505.8M |
| Capital ratio | 9.46% | 14.22% (stronger) |
| Problem loans | 0.41% (stronger) | 1.28% |
| Net charge-offs | -0.00% | -0.09% (stronger) |
| Return on assets | 0.93% | 1.06% (stronger) |
| Loans ÷ deposits | 82.4% | 59.4% (stronger) |
| Uninsured deposits | 25.9% | 19.3% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
Wisdom Heritage Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), AVB Bank leads on 1 and Wisdom Heritage Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.