Side-by-side · Q2 2026 data
Avenir Financial Federal Credit Union vs American Southwest Credit Union
Metric by metric
| Measure | Avenir Financial Federal Credit Union | American Southwest Credit Union |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 78 (stronger) | 63 |
| Loan quality | 87 (stronger) | 71 |
| Earnings | 37 | 83 (stronger) |
| Funding & liquidity | 65 | 99 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 57th | 71st |
| Total assets | $400.9M | $440.0M |
| Deposits / shares | $307.6M | $388.7M |
| Capital ratio | 12.78% (stronger) | 11.31% |
| Problem loans | 0.39% (stronger) | 0.88% |
| Net charge-offs | 0.75% (stronger) | 0.86% |
| Return on assets | 0.43% | 1.56% (stronger) |
| Loans ÷ deposits | 95.2% | 60.9% (stronger) |
| Uninsured deposits | 6.4% (stronger) | 11.2% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Southwest Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Avenir Financial Federal Credit Union leads on 4 and American Southwest Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.