Avenir Financial Federal Credit Union (NCUA charter #4915) is based in Yuma, Arizona. Its Q2 2026 call report shows $400.9M in total assets and $307.6M in member shares and deposits and 4 offices.
Avenir Financial Federal Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 1,341 credit unions with $100 million – $1 billion. Among 33 credit unions headquartered in Arizona, it ranks 14th. Problem-loan coverage contributes the most (95/100, 2.7%); earnings contributes the least (37/100, 0.43%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 12 points (60 → 72), mostly because the loan quality component improved by 41 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 66 |
| Q4 2024 | 64 |
| Q1 2025 | 66 |
| Q2 2025 | 60 |
| Q3 2025 | 64 |
| Q4 2025 | 60 |
| Q1 2026 | 79 |
| Q2 2026 | 72 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.19% |
| Q3 2024 | 16.22% |
| Q4 2024 | 16.54% |
| Q1 2025 | 15.91% |
| Q2 2025 | 16.14% |
| Q3 2025 | 15.66% |
| Q4 2025 | 14.57% |
| Q1 2026 | 14.66% |
| Q2 2026 | 12.78% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.76% |
| Q3 2024 | 1.93% |
| Q4 2024 | 1.91% |
| Q1 2025 | 1.74% |
| Q2 2025 | 1.62% |
| Q3 2025 | 1.75% |
| Q4 2025 | 1.48% |
| Q1 2026 | 0.34% |
| Q2 2026 | 0.39% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.69% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.20% |
| Q1 2025 | 0.23% |
| Q2 2025 | 0.26% |
| Q3 2025 | 0.20% |
| Q4 2025 | -0.77% |
| Q1 2026 | 0.55% |
| Q2 2026 | 0.43% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $400.9M | 12.78% | 0.39% | 0.43% | 95.2% |
| Q1 2026 | 79 | $395.0M | 14.66% | 0.34% | 0.55% | 94.4% |
| Q4 2025 | 60 | $393.6M | 14.57% | 1.48% | -0.77% | 97.5% |
| Q3 2025 | 64 | $389.9M | 15.66% | 1.75% | 0.20% | 95.9% |
| Q2 2025 | 60 | $377.9M | 16.14% | 1.62% | 0.26% | 88.4% |
| Q1 2025 | 66 | $381.7M | 15.91% | 1.74% | 0.23% | 84.9% |
| Q4 2024 | 64 | $365.8M | 16.54% | 1.91% | 0.20% | 87.3% |
| Q3 2024 | 66 | $378.7M | 16.22% | 1.93% | 0.55% | 90.2% |
| Q2 2024 | 69 | $377.6M | 16.19% | 1.76% | 0.69% | 87.3% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Arizona
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Aero Federal Credit UnionCredit union Glendale, AZ | 79 out of 100, Strong | $364.4M | 12.0% | 0.11% | vs |
| American Southwest Credit UnionCredit union Sierra Vista, AZ | 77 out of 100, Strong | $440.0M | 11.3% | 0.88% | vs |
| Pinal County Federal Credit UnionCredit union Casa Grande, AZ | 68 out of 100, Moderate | $338.8M | 9.9% | 0.53% | vs |
| Sunwest Federal Credit UnionCredit union Glendale, AZ | 67 out of 100, Moderate | $525.2M | 11.0% | 0.48% | vs |
| Landings Credit UnionCredit union Tempe, AZ | 71 out of 100, Strong | $263.2M | 10.7% | 0.79% | vs |
| Pyramid Federal Credit UnionCredit union Tucson, AZ | 59 out of 100, Moderate | $247.9M | 10.6% | 1.51% | vs |
Deposit insurance
Is my money safe at Avenir Financial Federal Credit Union?
Yes. Avenir Financial Federal Credit Union is a federally insured credit union (NCUA charter #4915). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.4% of shares and deposits ($19.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 12.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Avenir Financial Federal Credit Union lists 4 offices in 3 cities. Most locations:
- Yuma, AZ (2)
- San Luis, AZ (1)
- Somerton, AZ (1)
Identity & history
Profile
- Legal name
- Avenir Financial Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 4915
- RSSD ID
- 685872
- Primary regulator
- NCUA
- Established
- 1942
- Headquarters
- 1780 S First Ave, Yuma, AZ 85364
- Employees
- 101
Quick answers
Avenir Financial Federal Credit Union: common questions
Is Avenir Financial Federal Credit Union NCUA insured?
Yes. Avenir Financial Federal Credit Union is a federally insured credit union (NCUA charter #4915). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Avenir Financial Federal Credit Union's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Avenir Financial Federal Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Yuma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Academy Bank, National AssociationBank Kansas City, MO | 73 out of 100, Strong | $3.2B | 14.3% | 1.05% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |
| Zions Bancorporation, N.A.Bank Salt Lake City, UT | 67 out of 100, Moderate | $89.0B | 9.4% | 0.47% | vs |
| Navy Federal Credit UnionCredit union Vienna, VA | 66 out of 100, Moderate | $204.4B | 11.7% | 1.58% | vs |
| JPMorgan Chase Bank, National AssociationBank Columbus, OH | 61 out of 100, Moderate | $4.1T | 7.5% | 0.78% | vs |
| WaFd BankBank Seattle, WA | 61 out of 100, Moderate | $27.6B | 9.2% | 0.63% | vs |