Side-by-side · Q2 2026 data
Avenir Financial Federal Credit Union vs Navy Federal Credit Union
Metric by metric
| Measure | Avenir Financial Federal Credit Union | Navy Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 78 (stronger) | 67 |
| Loan quality | 87 (stronger) | 47 |
| Earnings | 37 | 75 (stronger) |
| Funding & liquidity | 65 | 76 (stronger) |
| Problem-loan coverage | 95 (stronger) | 80 |
| Peer percentile | 57th | 60th |
| Total assets | $400.9M | $204.4B |
| Deposits / shares | $307.6M | $173.4B |
| Capital ratio | 12.78% (stronger) | 11.65% |
| Problem loans | 0.39% (stronger) | 1.58% |
| Net charge-offs | 0.75% (stronger) | 2.35% |
| Return on assets | 0.43% | 1.38% (stronger) |
| Loans ÷ deposits | 95.2% | 84.4% (stronger) |
| Uninsured deposits | 6.4% (stronger) | 9.7% |
| Offices | 4 | 134 |
| CFPB complaints (3 yrs) | — | 34,434 |
| Complaints per $1B deposits | — | 198.6 |
| Mortgage denial rate (HMDA) | — | 32.9% |
Avenir Financial Federal Credit Union has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Avenir Financial Federal Credit Union leads on 5 and Navy Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.