Side-by-side · Q2 2026 data
Avh Federal Credit Union vs University of Pennsylvania Students Federal Credit Union
Credit union
Avh Federal Credit Union
Natrona Heights, Pennsylvania · Under $100 million in assets
Credit union
University of Pennsylvania Students Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Avh Federal Credit Union | University of Pennsylvania Students Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 59 |
| Capital cushion | 100 | 100 |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 36 (stronger) | 21 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 65th | 20th |
| Total assets | $4.4M | $4.4M |
| Deposits / shares | $2.8M | $3.6M |
| Capital ratio | 37.68% (stronger) | 18.25% |
| Problem loans | 0.85% (stronger) | 4.20% |
| Net charge-offs | 4.69% (stronger) | 8.47% |
| Return on assets | 0.40% (stronger) | 0.02% |
| Loans ÷ deposits | 53.0% | 2.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Avh Federal Credit Union has the higher TellerScore (80 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Avh Federal Credit Union leads on 5 and University of Pennsylvania Students Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.