Side-by-side · Q2 2026 data
Avidbank vs Open Bank
Metric by metric
| Measure | Avidbank | Open Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 47 |
| Capital cushion | 70 (stronger) | 51 |
| Loan quality | 78 (stronger) | 30 |
| Earnings | 74 (stronger) | 68 |
| Funding & liquidity | 39 (stronger) | 27 |
| Problem-loan coverage | 91 (stronger) | 67 |
| Peer percentile | 58th | 5th |
| Total assets | $2.7B | $2.7B |
| Deposits / shares | $2.3B | $2.4B |
| Capital ratio | 11.99% (stronger) | 10.15% |
| Problem loans | 0.65% (stronger) | 2.09% |
| Net charge-offs | 0.43% | 0.01% (stronger) |
| Return on assets | 1.35% (stronger) | 1.20% |
| Loans ÷ deposits | 94.7% (stronger) | 95.1% |
| Uninsured deposits | 39.5% (stronger) | 49.7% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.6% |
Avidbank has the higher TellerScore (70 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Avidbank leads on 6 and Open Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.