Avidbank is a state-chartered bank headquartered in San Jose, California, in business for about 23 years. At the end of Q2 2026 it reported $2.7B in total assets and $2.3B in deposits, with 3 offices.
Based on its Q2 2026 filing, Avidbank scores 70/100, which we describe as strong. That is higher than 58% of 897 banks with $1 billion – $10 billion. Among 116 banks headquartered in California, it ranks 55th. Its strongest component is problem-loan coverage (91/100; 4.4%), and its lowest is funding & liquidity (39/100; 95% loans-to-deposits, 40% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (72 → 70), mostly because the loan quality component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 68 |
| Q4 2024 | 71 |
| Q1 2025 | 71 |
| Q2 2025 | 72 |
| Q3 2025 | 59 |
| Q4 2025 | 49 |
| Q1 2026 | 69 |
| Q2 2026 | 70 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.32% |
| Q3 2024 | 10.62% |
| Q4 2024 | 11.07% |
| Q1 2025 | 11.02% |
| Q2 2025 | 11.18% |
| Q3 2025 | 11.55% |
| Q4 2025 | 11.65% |
| Q1 2026 | 11.88% |
| Q2 2026 | 11.99% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.07% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.14% |
| Q4 2025 | 1.14% |
| Q1 2026 | 0.75% |
| Q2 2026 | 0.65% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.90% |
| Q4 2024 | 0.97% |
| Q1 2025 | 1.01% |
| Q2 2025 | 1.04% |
| Q3 2025 | -1.45% |
| Q4 2025 | -0.76% |
| Q1 2026 | 1.48% |
| Q2 2026 | 1.35% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $2.7B | 11.99% | 0.65% | 1.35% | 94.7% |
| Q1 2026 | 69 | $2.6B | 11.88% | 0.75% | 1.48% | 97.7% |
| Q4 2025 | 49 | $2.6B | 11.65% | 1.14% | -0.76% | 97.0% |
| Q3 2025 | 59 | $2.4B | 11.55% | 0.14% | -1.45% | 94.3% |
| Q2 2025 | 72 | $2.4B | 11.18% | 0.07% | 1.04% | 94.4% |
| Q1 2025 | 71 | $2.3B | 11.02% | 0.07% | 1.01% | 94.4% |
| Q4 2024 | 71 | $2.3B | 11.07% | 0.07% | 0.97% | 97.6% |
| Q3 2024 | 68 | $2.3B | 10.62% | 0.20% | 0.90% | 92.7% |
| Q2 2024 | 66 | $2.3B | 10.32% | 0.20% | 0.82% | 102.6% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| CalPrivate BankBank La Jolla, CA | 65 out of 100, Moderate | $2.7B | 11.5% | 1.26% | vs |
| United Business BankBank Walnut Creek, CA | 60 out of 100, Moderate | $2.6B | 11.7% | 0.47% | vs |
| Open BankBank Los Angeles, CA | 47 out of 100, Below average | $2.7B | 10.1% | 2.09% | vs |
| El Dorado Savings Bank, F.S.B.Bank Placerville, CA | 84 out of 100, Strong | $2.4B | 13.4% | 0.28% | vs |
| West Coast Community BankBank Santa Cruz, CA | 75 out of 100, Strong | $2.9B | 12.0% | 0.50% | vs |
| Plumas BankBank Quincy, CA | 67 out of 100, Moderate | $2.3B | 11.8% | 1.55% | vs |
Deposit insurance
Is my money safe at Avidbank?
Yes. Avidbank is an FDIC-insured institution (FDIC certificate #57510). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 39.5% of deposits ($918.5M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.77% (benchmark: 10%).
3 locations
Branches
Avidbank lists 1 office in 1 city. Most locations:
- San Jose, CA (1)
Identity & history
Profile
- Legal name
- Avidbank
- Former names
- The Private Bank of the Peninsula
- Type
- State-chartered bank
- FDIC certificate #
- 57510
- RSSD ID
- 3214059
- Primary regulator
- FDIC
- Holding company
- Avidbank Holdings Inc
- Established
- October 1, 2003
- Headquarters
- 1732 N 1st St, San Jose, CA 95112
- Website
- www.avidbank.com
- Employees
- 162
Quick answers
Avidbank: common questions
Is Avidbank FDIC insured?
Yes. Avidbank is an FDIC-insured institution (FDIC certificate #57510). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Avidbank's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Avidbank ever failed?
There is no failure record for FDIC certificate #57510 in the FDIC failed bank list.
How many branches does Avidbank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near San Jose
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| San Mateo City Employees Federal Credit UnionCredit union San Mateo, CA | 87 out of 100, Very strong | $31.8M | 18.4% | 0.00% | vs |
| GBC International BankBank Los Angeles, CA | 83 out of 100, Strong | $658.5M | 15.9% | 0.26% | vs |
| F3 Credit UnionCredit union San Jose, CA | 80 out of 100, Strong | $236.8M | 18.5% | 1.05% | vs |
| Commonwealth Central Credit UnionCredit union San Jose, CA | 80 out of 100, Strong | $624.9M | 14.2% | 0.41% | vs |
| Star One Credit UnionCredit union Sunnyvale, CA | 77 out of 100, Strong | $9.7B | 14.1% | 0.13% | vs |