TellerScore

Side-by-side · Q2 2026 data

Avidbank vs West Coast Community Bank

Bank

Avidbank

San Jose, California · $1 billion – $10 billion

70of 100
Strong

Bank

West Coast Community Bank

Santa Cruz, California · $1 billion – $10 billion

75of 100
Strong

Metric by metric

MeasureAvidbankWest Coast Community Bank
TellerScore7075 (stronger)
Capital cushion7070
Loan quality7883 (stronger)
Earnings74100 (stronger)
Funding & liquidity39 (stronger)26
Problem-loan coverage9192 (stronger)
Peer percentile58th77th
Total assets$2.7B$2.9B
Deposits / shares$2.3B$2.5B
Capital ratio11.99%12.05% (stronger)
Problem loans0.65%0.50% (stronger)
Net charge-offs0.43%0.39% (stronger)
Return on assets1.35%2.02% (stronger)
Loans ÷ deposits94.7%88.6% (stronger)
Uninsured deposits39.5% (stronger)56.3%
Offices111
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

West Coast Community Bank has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Avidbank leads on 1 and West Coast Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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