Side-by-side · Q2 2026 data
Avidia Bank vs UniBank for Savings
Metric by metric
| Measure | Avidia Bank | UniBank for Savings |
|---|---|---|
| TellerScore | 67 (stronger) | 62 |
| Capital cushion | 74 (stronger) | 38 |
| Loan quality | 75 | 79 (stronger) |
| Earnings | 59 | 62 (stronger) |
| Funding & liquidity | 33 | 62 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 44th | 27th |
| Total assets | $2.8B | $3.1B |
| Deposits / shares | $2.2B | $2.6B |
| Capital ratio | 12.37% (stronger) | 8.83% |
| Problem loans | 0.75% | 0.62% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.01% |
| Return on assets | 0.98% | 1.06% (stronger) |
| Loans ÷ deposits | 100.1% | 82.4% (stronger) |
| Uninsured deposits | 39.2% | 29.4% (stronger) |
| Offices | 10 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 15.6% |
Avidia Bank has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Avidia Bank leads on 3 and UniBank for Savings on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.