TellerScore

Side-by-side · Q2 2026 data

Awakon Federal Credit Union vs Aac Credit Union

Credit union

Awakon Federal Credit Union

Onaway, Michigan · $100 million – $1 billion

71of 100
Strong

Credit union

Aac Credit Union

Grand Rapids, Michigan · $100 million – $1 billion

90of 100
Very strong

Metric by metric

MeasureAwakon Federal Credit UnionAac Credit Union
TellerScore7190 (stronger)
Capital cushion85100 (stronger)
Loan quality3888 (stronger)
Earnings79 (stronger)78
Funding & liquidity8085 (stronger)
Problem-loan coverage8198 (stronger)
Peer percentile54th95th
Total assets$202.7M$212.4M
Deposits / shares$172.4M$158.1M
Capital ratio13.54%24.16% (stronger)
Problem loans1.86%0.36% (stronger)
Net charge-offs0.70%0.08% (stronger)
Return on assets1.47% (stronger)1.46%
Loans ÷ deposits80.3%75.1% (stronger)
Uninsured deposits7.7%5.3% (stronger)
Offices48
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—12.5%

Aac Credit Union has the higher TellerScore (90 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Awakon Federal Credit Union leads on 1 and Aac Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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