Side-by-side · Q2 2026 data
Awakon Federal Credit Union vs Alpena-Alcona Area Credit Union
Metric by metric
| Measure | Awakon Federal Credit Union | Alpena-Alcona Area Credit Union |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 85 (stronger) | 72 |
| Loan quality | 38 | 72 (stronger) |
| Earnings | 79 (stronger) | 76 |
| Funding & liquidity | 80 | 88 (stronger) |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 54th | 71st |
| Total assets | $202.7M | $975.7M |
| Deposits / shares | $172.4M | $848.5M |
| Capital ratio | 13.54% (stronger) | 12.18% |
| Problem loans | 1.86% | 0.85% (stronger) |
| Net charge-offs | 0.70% | 0.52% (stronger) |
| Return on assets | 1.47% (stronger) | 1.39% |
| Loans ÷ deposits | 80.3% | 72.4% (stronger) |
| Uninsured deposits | 7.7% (stronger) | 11.3% |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alpena-Alcona Area Credit Union has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Awakon Federal Credit Union leads on 3 and Alpena-Alcona Area Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rogers City, MI