Side-by-side · Q2 2026 data
Awakon Federal Credit Union vs U.P. State Credit Union
Metric by metric
| Measure | Awakon Federal Credit Union | U.P. State Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 85 (stronger) | 82 |
| Loan quality | 38 | 63 (stronger) |
| Earnings | 79 | 86 (stronger) |
| Funding & liquidity | 80 | 84 (stronger) |
| Problem-loan coverage | 81 | 89 (stronger) |
| Peer percentile | 54th | 76th |
| Total assets | $202.7M | $210.3M |
| Deposits / shares | $172.4M | $181.5M |
| Capital ratio | 13.54% (stronger) | 13.17% |
| Problem loans | 1.86% | 1.10% (stronger) |
| Net charge-offs | 0.70% | 0.12% (stronger) |
| Return on assets | 1.47% | 1.66% (stronger) |
| Loans ÷ deposits | 80.3% | 76.2% (stronger) |
| Uninsured deposits | 7.7% | 0.6% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U.P. State Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Awakon Federal Credit Union leads on 1 and U.P. State Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.