Side-by-side · Q2 2026 data
Axos Bank vs San Diego County Credit Union
Credit union
San Diego County Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | Axos Bank | San Diego County Credit Union |
|---|---|---|
| TellerScore | 71 | 86 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 85 | 93 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 54 | 94 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 76th | 95th |
| Total assets | $28.9B | $9.5B |
| Deposits / shares | $24.8B | $7.8B |
| Capital ratio | 9.24% | 19.82% (stronger) |
| Problem loans | 0.44% | 0.20% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.09% |
| Return on assets | 2.16% (stronger) | 0.54% |
| Loans ÷ deposits | 99.5% | 65.9% (stronger) |
| Uninsured deposits | 21.2% | 7.4% (stronger) |
| Offices | 3 | 25 |
| CFPB complaints (3 yrs) | 635 | 189 |
| Complaints per $1B deposits | 25.6 | 24.2 (stronger) |
| Mortgage denial rate (HMDA) | 37.2% | 37.4% |
San Diego County Credit Union has the higher TellerScore (86 vs 71). On the 8 directional measures above (where higher or lower is clearly better), Axos Bank leads on 2 and San Diego County Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.