Side-by-side · Q2 2026 data
Azura Credit Union vs Skyward Credit Union
Metric by metric
| Measure | Azura Credit Union | Skyward Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 60 |
| Capital cushion | 53 (stronger) | 49 |
| Loan quality | 75 (stronger) | 71 |
| Earnings | 42 (stronger) | 25 |
| Funding & liquidity | 83 | 90 (stronger) |
| Problem-loan coverage | 89 | 91 (stronger) |
| Peer percentile | 31st | 21st |
| Total assets | $851.9M | $467.4M |
| Deposits / shares | $744.6M | $316.9M |
| Capital ratio | 10.28% (stronger) | 9.94% |
| Problem loans | 0.75% (stronger) | 0.86% |
| Net charge-offs | 1.06% | 0.54% (stronger) |
| Return on assets | 0.55% (stronger) | 0.12% |
| Loans ÷ deposits | 76.9% | 70.7% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 5.9% |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 54.1% | 43.6% |
Azura Credit Union has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Azura Credit Union leads on 5 and Skyward Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.