TellerScore

Skyward Credit Union (NCUA charter #63300) is based in Wichita, Kansas. Its Q2 2026 call report shows $467.4M in total assets and $316.9M in member shares and deposits and 6 offices.

Based on its Q2 2026 filing, Skyward Credit Union scores 60/100, which we describe as moderate. That is higher than only 21% of 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Kansas, it ranks 48th. Its strongest component is problem-loan coverage (91/100; 4.3%), and its lowest is earnings (25/100; 0.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Net worth ratio: 9.94%
Loan quality71/100
Loans 60+ days delinquent ÷ total loans: 0.86%
Earnings25/100
Return on assets (annualized): 0.12%
Funding & liquidity90/100
Loans ÷ shares: 70.7% · 5.9% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (60 → 60).

TellerScore
596673Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202468
Q4 202465
Q1 202564
Q2 202560
Q3 202564
Q4 202559
Q1 202659
Q2 202660
Net worth ratio
7.00%10.78%14.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.55%
Q3 202414.19%
Q4 202413.80%
Q1 202512.66%
Q2 202512.60%
Q3 202512.47%
Q4 202511.92%
Q1 20269.79%
Q2 20269.94%
Delinquent loans (60+ days)
0.72%1.08%1.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.72%
Q3 20241.09%
Q4 20241.21%
Q1 20251.03%
Q2 20251.44%
Q3 20251.01%
Q4 20251.19%
Q1 20260.92%
Q2 20260.86%
Return on assets
-2.79%-1.33%0.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.43%
Q3 2024-0.49%
Q4 2024-2.79%
Q1 2025-0.27%
Q2 2025-0.24%
Q3 2025-0.21%
Q4 2025-0.42%
Q1 20260.01%
Q2 20260.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$467.4M9.94%0.86%0.12%70.7%
Q1 202659$471.8M9.79%0.92%0.01%67.7%
Q4 202559$387.3M11.92%1.19%-0.42%67.4%
Q3 202564$379.2M12.47%1.01%-0.21%67.7%
Q2 202560$376.4M12.60%1.44%-0.24%67.7%
Q1 202564$376.5M12.66%1.03%-0.27%65.3%
Q4 202465$350.1M13.80%1.21%-2.79%61.3%
Q3 202468$399.7M14.19%1.09%-0.49%60.1%
Q2 202473$394.1M14.55%0.72%-0.43%58.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.94%
27th
Problem loans0.86%
38th
Net charge-offs0.54%
32nd
Return on assets0.12%
8th
Loans to deposits70.7%
60th
Uninsured deposits5.9%
50th
Loan-loss reserves0.00%
50th
Texas ratio4.3%
47th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Mid American Credit UnionCredit union Wichita, KS58 out of 100, Moderate$531.9M8.9%0.47%vs
Wichita Federal Credit UnionCredit union Wichita, KS63 out of 100, Moderate$280.5M14.5%2.11%vs
Envista Federal Credit UnionCredit union Topeka, KS72 out of 100, Strong$693.4M10.8%0.31%vs
Mainstreet Federal Credit UnionCredit union Lenexa, KS70 out of 100, Strong$702.7M9.9%0.71%vs
Frontier Community Credit UnionCredit union Leavenworth, KS54 out of 100, Below average$210.3M9.2%1.15%vs
Heartland Credit UnionCredit union Hutchinson, KS66 out of 100, Moderate$726.4M9.8%1.20%vs

Deposit insurance

Is my money safe at Skyward Credit Union?

Yes. Skyward Credit Union is a federally insured credit union (NCUA charter #63300). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.9% of shares and deposits ($18.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.94%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Skyward Credit Union lists 6 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Skyward Credit Union reported 119 home-loan applications under HMDA (LEI 5493001J5Z6NXCZKQR68): 35 originated ($5,475,000 total), 34 denied, and 41 withdrawn or closed by the applicant. Its denial rate on decided applications was 43.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Skyward Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63300
RSSD ID
497598
Primary regulator
State + NCUA
Established
1941
Headquarters
PO Box 771069, Wichita, KS 67277
Employees
72

Quick answers

Skyward Credit Union: common questions

Is Skyward Credit Union NCUA insured?

Yes. Skyward Credit Union is a federally insured credit union (NCUA charter #63300). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Skyward Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Skyward Credit Union have?

6 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Wichita

InstitutionScoreAssetsCapitalProblem loansCompare
Garden Plain State BankBank Wichita, KS88 out of 100, Very strong$191.5M15.2%0.94%vs
The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK83 out of 100, Strong$446.2M13.9%0.45%vs
Vintage Bank KansasBank Leon, KS78 out of 100, Strong$288.6M11.6%0.53%vs
The Valley State BankBank Belle Plaine, KS78 out of 100, Strong$200.5M12.2%0.09%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs
The First National Bank of HutchinsonBank Hutchinson, KS78 out of 100, Strong$1.2B11.5%0.33%vs