Side-by-side · Q2 2026 data
B I Federal Credit Union vs Franklin Regional Schools Federal Credit Union
Credit union
Franklin Regional Schools Federal Credit Union
Jeannette, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | B I Federal Credit Union | Franklin Regional Schools Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 70 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 35 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 24th | 40th |
| Total assets | $3.0M | $3.0M |
| Deposits / shares | $1.9M | $2.6M |
| Capital ratio | 37.09% (stronger) | 12.66% |
| Problem loans | 3.80% | 0.63% (stronger) |
| Net charge-offs | -1.20% (stronger) | 0.00% |
| Return on assets | 0.38% (stronger) | 0.16% |
| Loans ÷ deposits | 27.6% (stronger) | 74.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Franklin Regional Schools Federal Credit Union has the higher TellerScore (70 vs 62). On the 6 directional measures above (where higher or lower is clearly better), B I Federal Credit Union leads on 4 and Franklin Regional Schools Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.