TellerScore

B I Federal Credit Union is a federal credit union headquartered in Sewickley, Pennsylvania, in business for about 77 years. At the end of Q2 2026 it reported $3.0M in total assets and $1.9M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, B I Federal Credit Union scores 62/100, which we describe as moderate. That is higher than only 24% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 220th. Its strongest component is capital cushion (100/100; 37.09%), and its lowest is loan quality (0/100; 3.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 37.09%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.80%
Earnings35/100
Return on assets (annualized): 0.38%
Funding & liquidity100/100
Loans ÷ shares: 27.6% · 0.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.77%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (64 → 62), mostly because the earnings component weakened by 19 points.

TellerScore
596468Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202460
Q4 202461
Q1 202568
Q2 202564
Q3 202565
Q4 202562
Q1 202664
Q2 202662
Net worth ratio
7.00%22.14%37.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202432.82%
Q3 202434.13%
Q4 202434.60%
Q1 202534.99%
Q2 202534.88%
Q3 202536.22%
Q4 202536.48%
Q1 202637.28%
Q2 202637.09%
Delinquent loans (60+ days)
3.63%7.90%12.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20245.69%
Q3 20245.50%
Q4 20246.00%
Q1 20257.02%
Q2 202512.17%
Q3 20254.56%
Q4 20255.27%
Q1 20263.63%
Q2 20263.80%
Return on assets
0.09%0.65%1.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.09%
Q3 20240.29%
Q4 20240.32%
Q1 20251.21%
Q2 20250.85%
Q3 20250.89%
Q4 20250.43%
Q1 20260.71%
Q2 20260.38%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$3.0M37.09%3.80%0.38%27.6%
Q1 202664$3.0M37.28%3.63%0.71%28.6%
Q4 202562$3.1M36.48%5.27%0.43%31.6%
Q3 202565$3.1M36.22%4.56%0.89%36.6%
Q2 202564$3.2M34.88%12.17%0.85%34.2%
Q1 202568$3.2M34.99%7.02%1.21%36.5%
Q4 202461$3.2M34.60%6.00%0.32%41.4%
Q3 202460$3.2M34.13%5.50%0.29%41.0%
Q2 202459$3.4M32.82%5.69%0.09%41.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio37.09%
97th
Problem loans3.80%
9th
Net charge-offs-1.20%
99th
Return on assets0.38%
36th
Loans to deposits27.6%
91st
Uninsured deposits0.0%
81st
Loan-loss reserves0.22%
74th
Texas ratio1.8%
55th

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Erie Police Federal Credit UnionCredit union Erie, PA89 out of 100, Very strong$2.5M26.2%0.00%vs

Deposit insurance

Is my money safe at B I Federal Credit Union?

Yes. B I Federal Credit Union is a federally insured credit union (NCUA charter #6240). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 37.09%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

B I Federal Credit Union lists 1 office in 1 city. Most locations:

  • Burgettstown, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
B I Federal Credit Union
Type
Federal credit union
NCUA charter #
6240
RSSD ID
1016585
Primary regulator
NCUA
Established
1949
Headquarters
Po Box 345, Sewickley, PA 15143
Employees
3

Quick answers

B I Federal Credit Union: common questions

Is B I Federal Credit Union NCUA insured?

Yes. B I Federal Credit Union is a federally insured credit union (NCUA charter #6240). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is B I Federal Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does B I Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs
United Community Federal Credit UnionCredit union West Mifflin, PA90 out of 100, Very strong$129.1M13.3%0.06%vs
Strip Steel Community Federal Credit UnionCredit union Weirton, WV88 out of 100, Very strong$59.9M19.3%0.24%vs