Side-by-side · Q2 2026 data
B. M. H. Federal Credit Union vs Appliance Credit Union
Metric by metric
| Measure | B. M. H. Federal Credit Union | Appliance Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 69 (stronger) | 61 |
| Earnings | 35 (stronger) | 32 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 62nd | 22nd |
| Total assets | $3.7M | $18.7M |
| Deposits / shares | $2.9M | $16.7M |
| Capital ratio | 21.19% (stronger) | 9.60% |
| Problem loans | 0.94% (stronger) | 1.17% |
| Net charge-offs | 0.29% | 0.26% (stronger) |
| Return on assets | 0.38% (stronger) | 0.29% |
| Loans ÷ deposits | 49.9% | 29.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
B. M. H. Federal Credit Union has the higher TellerScore (79 vs 60). On the 7 directional measures above (where higher or lower is clearly better), B. M. H. Federal Credit Union leads on 5 and Appliance Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.