Side-by-side · Q2 2026 data
B.O.N.D. Community Federal Credit Union vs Robins Financial Credit Union
Credit union
B.O.N.D. Community Federal Credit Union
Atlanta, Georgia · Under $100 million in assets
Credit union
Robins Financial Credit Union
Warner Robins, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | B.O.N.D. Community Federal Credit Union | Robins Financial Credit Union |
|---|---|---|
| TellerScore | 33 | 94 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 0 | 97 (stronger) |
| Funding & liquidity | 69 | 90 (stronger) |
| Problem-loan coverage | 46 | 97 (stronger) |
| Peer percentile | 2nd | 99th |
| Total assets | $44.1M | $5.0B |
| Deposits / shares | $39.1M | $4.1B |
| Capital ratio | 10.86% | 17.61% (stronger) |
| Problem loans | 3.63% | 0.40% (stronger) |
| Net charge-offs | 2.65% | 0.42% (stronger) |
| Return on assets | -1.74% | 1.91% (stronger) |
| Loans ÷ deposits | 91.5% | 70.6% (stronger) |
| Uninsured deposits | 2.8% (stronger) | 7.2% |
| Offices | 2 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Robins Financial Credit Union has the higher TellerScore (94 vs 33). On the 7 directional measures above (where higher or lower is clearly better), B.O.N.D. Community Federal Credit Union leads on 1 and Robins Financial Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.