B.O.N.D. Community Federal Credit Union (NCUA charter #20974) is based in Atlanta, Georgia. Its Q2 2026 call report shows $44.1M in total assets and $39.1M in member shares and deposits and 2 offices across 2 states.
Based on its Q2 2026 filing, B.O.N.D. Community Federal Credit Union scores 33/100, which we describe as low. That is higher than only 2% of 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 71st. Its strongest component is funding & liquidity (69/100; 92% loans-to-deposits, 3% uninsured), and its lowest is earnings (0/100; -1.74%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 11 points (44 → 33), mostly because the earnings component weakened by 52 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 44 |
| Q3 2024 | 46 |
| Q4 2024 | 42 |
| Q1 2025 | 45 |
| Q2 2025 | 44 |
| Q3 2025 | 46 |
| Q4 2025 | 44 |
| Q1 2026 | 47 |
| Q2 2026 | 33 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.02% |
| Q3 2024 | 11.05% |
| Q4 2024 | 10.67% |
| Q1 2025 | 10.71% |
| Q2 2025 | 11.42% |
| Q3 2025 | 11.72% |
| Q4 2025 | 11.84% |
| Q1 2026 | 11.23% |
| Q2 2026 | 10.86% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 6.41% |
| Q3 2024 | 4.69% |
| Q4 2024 | 5.20% |
| Q1 2025 | 4.09% |
| Q2 2025 | 4.23% |
| Q3 2025 | 3.34% |
| Q4 2025 | 3.72% |
| Q1 2026 | 1.72% |
| Q2 2026 | 3.63% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.27% |
| Q3 2024 | 1.21% |
| Q4 2024 | 0.88% |
| Q1 2025 | 0.95% |
| Q2 2025 | 0.81% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.69% |
| Q1 2026 | -1.96% |
| Q2 2026 | -1.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 33 | $44.1M | 10.86% | 3.63% | -1.74% | 91.5% |
| Q1 2026 | 47 | $44.1M | 11.23% | 1.72% | -1.96% | 92.6% |
| Q4 2025 | 44 | $43.7M | 11.84% | 3.72% | 0.69% | 95.1% |
| Q3 2025 | 46 | $45.1M | 11.72% | 3.34% | 0.80% | 91.8% |
| Q2 2025 | 44 | $45.5M | 11.42% | 4.23% | 0.81% | 88.9% |
| Q1 2025 | 45 | $47.9M | 10.71% | 4.09% | 0.95% | 82.8% |
| Q4 2024 | 42 | $47.0M | 10.67% | 5.20% | 0.88% | 85.8% |
| Q3 2024 | 46 | $46.8M | 11.05% | 4.69% | 1.21% | 89.1% |
| Q2 2024 | 44 | $47.6M | 11.02% | 6.41% | 1.27% | 87.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| H E a Federal Credit UnionCredit union Warner Robins, GA | 73 out of 100, Strong | $42.9M | 13.5% | 2.17% | vs |
| On the Grid Financial Federal Credit UnionCredit union Atlanta, GA | 77 out of 100, Strong | $45.3M | 13.9% | 0.37% | vs |
| Savannah Schools Federal Credit UnionCredit union Savannah, GA | 61 out of 100, Moderate | $45.4M | 11.3% | 1.29% | vs |
| Faith Connection Federal Credit UnionCredit union Marietta, GA | 55 out of 100, Moderate | $32.4M | 10.3% | 1.31% | vs |
| Artesian Federal Credit UnionCredit union Leesburg, GA | 48 out of 100, Below average | $29.1M | 10.3% | 1.55% | vs |
| Coweta Cities & County Employees Federal Credit UnionCredit union Newnan, GA | 96 out of 100, Very strong | $28.1M | 20.4% | 0.00% | vs |
Deposit insurance
Is my money safe at B.O.N.D. Community Federal Credit Union?
Yes. B.O.N.D. Community Federal Credit Union is a federally insured credit union (NCUA charter #20974). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.8% of shares and deposits ($1.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.86%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
B.O.N.D. Community Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Atlanta, GA (1)
- Frisco, TX (1)
Identity & history
Profile
- Legal name
- B.O.N.D. Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 20974
- RSSD ID
- 602785
- Primary regulator
- NCUA
- Established
- 1972
- Headquarters
- P. O. Box 5286, Atlanta, GA 31107
- Employees
- 14
Quick answers
B.O.N.D. Community Federal Credit Union: common questions
Is B.O.N.D. Community Federal Credit Union NCUA insured?
Yes. B.O.N.D. Community Federal Credit Union is a federally insured credit union (NCUA charter #20974). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is B.O.N.D. Community Federal Credit Union's TellerScore?
33 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does B.O.N.D. Community Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Atlanta
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| Robins Financial Credit UnionCredit union Warner Robins, GA | 94 out of 100, Very strong | $5.0B | 17.6% | 0.40% | vs |
| CIBC National Trust CompanyBank Atlanta, GA | 93 out of 100, Very strong | $412.8M | 59.6% | 0.00% | vs |
| Spirit of America Federal Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $53.2M | 12.9% | 0.01% | vs |
| Northside Federal Credit UnionCredit union Atlanta, GA | 88 out of 100, Very strong | $20.8M | 18.9% | 0.54% | vs |
| Genuine Parts Credit UnionCredit union Norcross, GA | 87 out of 100, Very strong | $19.5M | 79.2% | 0.00% | vs |