Side-by-side · Q2 2026 data
b1BANK vs Department of Corrections Credit Union
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | b1BANK | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 59 | 90 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 58 | 81 (stronger) |
| Earnings | 69 | 86 (stronger) |
| Funding & liquidity | 34 | 86 (stronger) |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 19th | 95th |
| Total assets | $8.9B | $126.3M |
| Deposits / shares | $7.3B | $96.0M |
| Capital ratio | 10.91% | 23.38% (stronger) |
| Problem loans | 1.26% | 0.57% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.39% |
| Return on assets | 1.23% | 1.64% (stronger) |
| Loans ÷ deposits | 90.8% | 74.4% (stronger) |
| Uninsured deposits | 46.7% | 1.5% (stronger) |
| Offices | 56 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 59). On the 7 directional measures above (where higher or lower is clearly better), b1BANK leads on 1 and Department of Corrections Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.