Side-by-side · Q2 2026 data
B2 Bank National Association vs Utah Independent Bank
Metric by metric
| Measure | B2 Bank National Association | Utah Independent Bank |
|---|---|---|
| TellerScore | 57 | 79 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 31 | 39 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 70 |
| Problem-loan coverage | 85 (stronger) | 84 |
| Peer percentile | 14th | 75th |
| Total assets | $114.6M | $170.9M |
| Deposits / shares | $103.8M | $143.2M |
| Capital ratio | 13.66% | 16.31% (stronger) |
| Problem loans | 2.07% | 1.82% (stronger) |
| Net charge-offs | 0.00% | -0.07% (stronger) |
| Return on assets | -1.47% | 3.43% (stronger) |
| Loans ÷ deposits | 36.9% (stronger) | 83.6% |
| Uninsured deposits | 10.1% (stronger) | 20.8% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Utah Independent Bank has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), B2 Bank National Association leads on 2 and Utah Independent Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.