Side-by-side · Q2 2026 data
B2 Bank National Association vs Varo Bank, National Association
Metric by metric
| Measure | B2 Bank National Association | Varo Bank, National Association |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 31 | 86 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 14th | 64th |
| Total assets | $114.6M | $337.8M |
| Deposits / shares | $103.8M | $209.8M |
| Capital ratio | 13.66% | 18.46% (stronger) |
| Problem loans | 2.07% | 0.42% (stronger) |
| Net charge-offs | 0.00% (stronger) | 29.60% |
| Return on assets | -1.47% (stronger) | -25.68% |
| Loans ÷ deposits | 36.9% (stronger) | 41.6% |
| Uninsured deposits | 10.1% | 1.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Varo Bank, National Association has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), B2 Bank National Association leads on 3 and Varo Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.