Side-by-side · Q2 2026 data
BAC Community Bank vs Bank of San Francisco
Metric by metric
| Measure | BAC Community Bank | Bank of San Francisco |
|---|---|---|
| TellerScore | 75 (stronger) | 68 |
| Capital cushion | 64 (stronger) | 59 |
| Loan quality | 94 | 97 (stronger) |
| Earnings | 51 | 57 (stronger) |
| Funding & liquidity | 79 (stronger) | 31 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 61st | 37th |
| Total assets | $761.9M | $863.6M |
| Deposits / shares | $673.0M | $740.7M |
| Capital ratio | 11.44% (stronger) | 10.92% |
| Problem loans | 0.18% | 0.09% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.77% | 0.93% (stronger) |
| Loans ÷ deposits | 67.1% (stronger) | 92.8% |
| Uninsured deposits | 28.0% (stronger) | 47.6% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BAC Community Bank has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), BAC Community Bank leads on 4 and Bank of San Francisco on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.