Bank of San Francisco (FDIC certificate #58069) is based in San Francisco, California. Its Q2 2026 call report shows $863.6M in total assets and $740.7M in deposits and 2 offices.
Based on its Q2 2026 filing, Bank of San Francisco scores 68/100, which we describe as moderate. That is higher than only 37% of 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 67th. Its strongest component is problem-loan coverage (99/100; 0.7%), and its lowest is funding & liquidity (31/100; 93% loans-to-deposits, 48% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 68).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 67 |
| Q4 2024 | 71 |
| Q1 2025 | 70 |
| Q2 2025 | 68 |
| Q3 2025 | 67 |
| Q4 2025 | 68 |
| Q1 2026 | 70 |
| Q2 2026 | 68 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.36% |
| Q3 2024 | 11.46% |
| Q4 2024 | 12.05% |
| Q1 2025 | 12.30% |
| Q2 2025 | 11.83% |
| Q3 2025 | 11.54% |
| Q4 2025 | 11.16% |
| Q1 2026 | 11.27% |
| Q2 2026 | 10.92% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.70% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.26% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.20% |
| Q3 2025 | 0.18% |
| Q4 2025 | 0.11% |
| Q1 2026 | 0.13% |
| Q2 2026 | 0.09% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.99% |
| Q3 2024 | 1.06% |
| Q4 2024 | 1.06% |
| Q1 2025 | 0.70% |
| Q2 2025 | 0.85% |
| Q3 2025 | 0.93% |
| Q4 2025 | 1.01% |
| Q1 2026 | 1.07% |
| Q2 2026 | 0.93% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $863.6M | 10.92% | 0.09% | 0.93% | 92.8% |
| Q1 2026 | 70 | $767.5M | 11.27% | 0.13% | 1.07% | 93.9% |
| Q4 2025 | 68 | $733.1M | 11.16% | 0.11% | 1.01% | 96.5% |
| Q3 2025 | 67 | $698.4M | 11.54% | 0.18% | 0.93% | 94.7% |
| Q2 2025 | 68 | $671.9M | 11.83% | 0.20% | 0.85% | 93.4% |
| Q1 2025 | 70 | $638.9M | 12.30% | 0.22% | 0.70% | 94.6% |
| Q4 2024 | 71 | $615.4M | 12.05% | 0.26% | 1.06% | 94.5% |
| Q3 2024 | 67 | $637.1M | 11.46% | 0.52% | 1.06% | 92.3% |
| Q2 2024 | 64 | $613.5M | 11.36% | 0.70% | 0.99% | 95.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Commercial Bank (USA)Bank Alhambra, CA | 71 out of 100, Strong | $849.9M | 23.3% | 1.05% | vs |
| Endeavor BankBank San Diego, CA | 69 out of 100, Moderate | $822.7M | 11.8% | 0.45% | vs |
| River Valley Community BankBank Yuba City, CA | 65 out of 100, Moderate | $793.1M | 8.7% | 0.00% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |
| Pinnacle BankBank Gilroy, CA | 52 out of 100, Below average | $937.0M | 11.9% | 2.30% | vs |
| Mission Valley BankBank Sun Valley, CA | 54 out of 100, Below average | $782.0M | 11.0% | 1.94% | vs |
Deposit insurance
Is my money safe at Bank of San Francisco?
Yes. Bank of San Francisco is an FDIC-insured institution (FDIC certificate #58069). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 47.6% of deposits ($352.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.92%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.61% (benchmark: 10%).
2 locations
Branches
Bank of San Francisco lists 2 offices in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Bank of San Francisco
- Type
- State-chartered bank
- FDIC certificate #
- 58069
- RSSD ID
- 3357385
- Primary regulator
- FDIC
- Established
- August 1, 2005
- Headquarters
- 345 California St, San Francisco, CA 94104
- Website
- www.bankbsf.com
- Employees
- 58
Quick answers
Bank of San Francisco: common questions
Is Bank of San Francisco FDIC insured?
Yes. Bank of San Francisco is an FDIC-insured institution (FDIC certificate #58069). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of San Francisco's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of San Francisco ever failed?
There is no failure record for FDIC certificate #58069 in the FDIC failed bank list.
How many branches does Bank of San Francisco have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near San Francisco
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northeast Community Federal Credit UnionCredit union San Francisco, CA | 100 out of 100, Very strong | $15.2M | 32.6% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| San Mateo City Employees Federal Credit UnionCredit union San Mateo, CA | 87 out of 100, Very strong | $31.8M | 18.4% | 0.00% | vs |
| San Francisco Federal Credit UnionCredit union San Francisco, CA | 86 out of 100, Very strong | $1.6B | 13.6% | 0.15% | vs |
| San Francisco Lee Federal Credit UnionCredit union San Francisco, CA | 85 out of 100, Very strong | $10.7M | 53.3% | 0.00% | vs |
| GBC International BankBank Los Angeles, CA | 83 out of 100, Strong | $658.5M | 15.9% | 0.26% | vs |