Side-by-side · Q2 2026 data
BAC Community Bank vs Mission Valley Bank
Metric by metric
| Measure | BAC Community Bank | Mission Valley Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 54 |
| Capital cushion | 64 (stronger) | 60 |
| Loan quality | 94 (stronger) | 35 |
| Earnings | 51 | 53 (stronger) |
| Funding & liquidity | 79 (stronger) | 59 |
| Problem-loan coverage | 98 (stronger) | 73 |
| Peer percentile | 61st | 10th |
| Total assets | $761.9M | $782.0M |
| Deposits / shares | $673.0M | $615.3M |
| Capital ratio | 11.44% (stronger) | 11.00% |
| Problem loans | 0.18% (stronger) | 1.94% |
| Net charge-offs | 0.02% (stronger) | 0.34% |
| Return on assets | 0.77% | 0.82% (stronger) |
| Loans ÷ deposits | 67.1% (stronger) | 101.1% |
| Uninsured deposits | 28.0% | 0.1% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BAC Community Bank has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), BAC Community Bank leads on 5 and Mission Valley Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.