Side-by-side · Q2 2026 data
BAC Community Bank vs Oak Valley Community Bank
Metric by metric
| Measure | BAC Community Bank | Oak Valley Community Bank |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 64 | 65 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 51 | 64 (stronger) |
| Funding & liquidity | 79 (stronger) | 59 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 61st | 80th |
| Total assets | $761.9M | $2.0B |
| Deposits / shares | $673.0M | $1.8B |
| Capital ratio | 11.44% | 11.48% (stronger) |
| Problem loans | 0.18% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.31% |
| Return on assets | 0.77% | 1.11% (stronger) |
| Loans ÷ deposits | 67.1% | 65.3% (stronger) |
| Uninsured deposits | 28.0% (stronger) | 46.9% |
| Offices | 8 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oak Valley Community Bank has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), BAC Community Bank leads on 2 and Oak Valley Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.