Side-by-side · Q2 2026 data
Badger Bank vs Educators Credit Union
Metric by metric
| Measure | Badger Bank | Educators Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 74 | 89 (stronger) |
| Loan quality | 98 (stronger) | 68 |
| Earnings | 75 | 76 (stronger) |
| Funding & liquidity | 70 | 84 (stronger) |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 82nd | 89th |
| Total assets | $206.0M | $4.0B |
| Deposits / shares | $164.6M | $3.3B |
| Capital ratio | 12.40% | 13.92% (stronger) |
| Problem loans | 0.07% (stronger) | 0.97% |
| Net charge-offs | 0.00% (stronger) | 0.42% |
| Return on assets | 1.37% | 1.39% (stronger) |
| Loans ÷ deposits | 84.4% | 76.6% (stronger) |
| Uninsured deposits | 20.1% | 1.3% (stronger) |
| Offices | 4 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
Badger Bank has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Badger Bank leads on 3 and Educators Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.